New China Insurance's "Multiple New Guardians" series of products are launched, and the classic insurance is upgraded again to celebrate the 26th anniversary

time:2023-01-28 17:02:33 source:clevelanddrifters.com author:Market analysis
New China Insurance's "Multiple New Guardians" series of products are launched, and the classic insurance is upgraded again to celebrate the 26th anniversary

Reporter Huang Min Since the beginning of this year, in the face of the adverse effects of the repeated new crown pneumonia epidemic on economic and social development, my country has taken multiple measures, issued a package of relief policies, increased financial support, and made every effort to stabilize economic growth and market players. . At the end of May 2022, the State Council issued the "Package of Policy Measures for Solidly Stabilizing the Economy", proposing 33 measures to stabilize the economy in 6 areas. In order to implement the decisions and deployments of the CPC Central Committee and the State Council, insurance institutions gave full play to the insurance protection function and the advantages of insurance capital investment, and adopted a series of targeted relief measures to help stabilize the broader economic market. Fulfilling the Mission and Strengthening the Guarantee of People's Livelihood In order to resolutely implement the task of serving the national strategy and shoulder the social responsibility of the enterprise, New China Insurance takes the initiative to strengthen the guarantee of people's livelihood. In terms of supporting the construction of a healthy China, New China Insurance is committed to creating unique protection products and building a life-cycle insurance system for consumers. After years of precipitation and accumulation, a diversified product supply mechanism has been formed covering multiple payments, single payment, specific disease protection, etc., and further subdivided according to specific groups and regional differences, which can fully meet the protection needs of consumers . In terms of supporting the national strategy of population aging, as the first batch of pilot units, New China Insurance actively participated in the research and development and promotion of "exclusive commercial pension insurance", continued to focus on pension, medical and other security issues for consumers, and deeply participated in pension financial reforms. Meet the needs of many levels and diverse pension security. Stable and far-reaching, the strength is not worth the trust. In 2022, it coincides with the 26th anniversary of the establishment of New China Insurance. Along the way, New China Insurance will always adhere to the development vision of "China's most outstanding financial service group with all-round life insurance business as its core" proposed at the beginning of its listing, keep in mind its original mission, adhere to "seeking progress while maintaining stability", and provide customers with The guarantee of a happy life adds the power of harmony and tranquility to the society. On August 3, the 2022 Fortune Global 500 list was officially released. New China Insurance successfully entered the list with an operating income of US$34.476 billion. This is New China Insurance's recognition as a "Double World Top 500" enterprise again after being shortlisted in the top 500 of Forbes' "Global 2000 Listed Companies" list in May this year. For 26 years, Xinhua Insurance has always adhered to the belief of love and responsibility from small to large, from 0 to trillion. Insurance upgrades to protect stability and happiness On the occasion of the 26th anniversary of its establishment, Xinhua Insurance has upgraded the classic insurance again, and launched the "Multiple New Guardians" series of products (this series includes "Multiple New Guardians Major Illness Insurance", "Multiple New Guardians for Children". Critical illness insurance”), strengthen the protection of consumers with better products, and protect the stability of happiness for every family. The "Multiple New Guardian" series of products launched this time have the characteristics of graded protection, multiple compensation, and comprehensive protection. This series of products has five protection features: mild, moderate and severe diseases, and three-level protection: three-level protection for mild, moderate and severe diseases, covering 190 diseases, and comprehensive protection. The "Multiple New Guardian" series provides disease protection for 40 mild diseases, 20 moderate diseases and 130 severe diseases according to the severity of the disease. In the event of a contracted disease, it also has the function of premium waiver, which can exempt the follow-up premiums of this insurance, and the protection is still valid. Six groups of serious diseases, scientific grouping: 130 kinds of serious diseases are scientifically divided into 6 groups, each group will be paid independently, and the compensation will be paid again. New China Insurance has many years of development experience in the multiple payment of critical illness insurance, and the liability design is further advanced with the times. The newly launched products divide diseases into six groups, including: diseases related to malignant tumor, cardiovascular system, brain and nervous system, major organs and functions, respiratory system related diseases and For other diseases, the payment for a single group of diseases does not affect the coverage of other groups. Eightfold protection, multiple payouts: 6 groups of critical illnesses can be paid up to 8 times in total, protecting them for life. The function of multiple payments is like adding multiple health protections to life. The "Multiple New Guardians" series can pay up to 8 critical illnesses, including up to 3 payments for "malignant tumors-severe" that seriously endanger life and health. The science of responsible design. Payable in 9/19/29, benefiting customers: This series of products provides specific payment methods, enriches product choices, and meets diversified insurance needs. Specific care and enhanced protection: The "Multiple New Guardian" series is designed according to the differentiated protection needs of children and adults. Among them, the adult version of the product provides additional care for 15 specific disability diseases before the insured reaches the age of 65. , to strengthen the protection of key stages of life; for minors, provide children's first 10 years of care insurance, and provide additional care for 15 types of children with high incidence and serious diseases before the age of 18. In addition, if this series of products are insured in combination with products such as "Healthcare Huazun Medical Insurance (adjustable rate)" and "Additional Hospitalization Zunyue Medical Insurance (adjustable rate)", they can also have a 10-year guaranteed renewal policy at the same time. Inpatient medical insurance, to help consumers improve the quality of medical treatment. Each policy is not only limited to economic claims, but also provides customized solutions for customers' health risks around the customer's health cycle. New China Insurance's "multiple new protection", based on customer needs, keeps pace with the times. Adhere to the origin and original intention, build a healthy defense line for consumers, and protect the stable happiness. Note: 1. The waiting period is 90 days (inclusive) from the date when the contract takes effect (or the contract validity is restored). The above insurance liability is the insurance liability after the waiting period. Please refer to the product terms for the situation during the waiting period. There is no waiting period for the insured accident due to accidental injury. 2. For each group of severe diseases, the major disease insurance benefits are limited to one time. Before the age of 85 (exclusive), the second to sixth major illness insurance benefits shall be borne. After the first severe illness is paid, the second to sixth payment must be made within 365 days (inclusive) from the previous severe illness, and it belongs to a different group from the previous severe illness. 3. For the "Multiple New Guardian Critical Illness Insurance", the above protection features refer to the situation when basic liability, optional liability 1 and optional liability 2 are selected for insurance, and the payment conditions stipulated in the contract must be met. Once the optional liability is insured, it cannot be changed during the insurance period. 4. The above "one year old" refers to the date corresponding to the effective date of the one-year-old policy. 5. Health Care Huazun Medical Insurance (adjustable rate) and Additional Hospitality Zunyue Medical Insurance (adjustable rate) are long-term medical insurance products with adjustable rates, within the guaranteed renewal period or when the guaranteed renewal period expires Insurance rates may be adjusted. 6. The above responsibilities must meet the payment conditions stipulated in the contract. The content is for reference only, and the content of product liability, liability exemption, etc. is subject to the terms and the formal insurance contract.

(Responsible editor:Aviation stock)